FixAndFlip

Long-Term
Loans

CIVIC’s long-term financing solutions provides real estate investors with the opportunity to generate cash flow on their rental properties. Whether you’re looking to purchase property to buy and hold or interested in refinancing an already existing rental property, our long-term loans provide you with the leverage and flexibility you need!

Aqua Background Stripe
Long-Term Loan Icon
Aqua Background Stripe

5/1 ARM

PREPAYMENT PREMIUM:
3% - 2% - 1% STEP-DOWN

Aqua Background Stripe

7/1 ARM

PREPAYMENT PREMIUM:
4% - 3% - 2% - 1% STEP-DOWN

Aqua Background Stripe

10/1 ARM

PREPAYMENT PREMIUM:
5% - 4% - 3% - 2% - 1% STEP-DOWN

Untitled design (37)

WHAT MAKES THIS A GREAT PROGRAM?

  • Minimal DSCR requirements
  • Up to 10 properties under one loan
  • 30-year amortized loans with fixed initial interest-only payment period for 5, 7, or 10 years
  • No DTI – No W2's – No tax returns – No paystubs required
  • Min. FICO: 600
  • Stabilized rental properties (leased or soon-to-be leased)Property Types: SFR, 2-4 units, condos, PUD's, townhomes

 

 

Ready to Get Started? 

Find an Account Executive AE Search