Dec 06

CIVIC CEO William J. Tessar Named 2018 Vanguard Winner

HousingWire has named William J. Tessar of Civic Financial Services a winner of the 2018 HousingWire Vanguard Award. The recognition for Tessar comes in response to his vital contributions to the growing company, as well as to the dynamic way […]

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Nov 28

Three Approaches To Real Estate Value

There are three methods real estate investors or analysts use to arrive at their opinion of value. One or more of these methods can be used in any given assessment. Typically, the primary method used will rely almost entirely on […]

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May 03

CIVIC Featured on Cover of May’s Commercial Edition of Scotsman Guide

Civic Financial Services is pleased to announce that we have been featured on the cover, and a two-page spread, of the May issue of Scotsman Guide’s commercial edition. The esteemed magazine is recognized for its presence in the mortgage industry by providing commercial […]

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Apr 26

Private Money: How to Use Speed as Leverage in Real Estate Investing

One of the main reasons investors come to us for financing is simply due to how quickly we can approve a loan application. We know the types of projects we like to fund and investors know when to present the […]

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Apr 17

A Product for Everyone

Whether you are an active real estate investor or a novice who is not quite sure whether private lending is the answer, we know at CIVIC that every investor is different. Our clientele comes from a diverse background with different […]

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Feb 20

Deal Structuring Done Right

At CIVIC, we understand that deals are not always simple and straightforward. More often than not, there are complexities with a particular scenario discovered during the original vetting process. Or, during the evaluation process and after an appraisal has been […]

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Feb 06

Are You Getting Full Transparency from Your Private Money Lender?

Seasoned real estate investors who have been in the business for quite some time can probably tell you a few stories about some of the earlier deals they tried to finance and why they didn’t go through. Many times the […]

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Jan 23

Why Private Loans Can Lead to Better Permanent Financing

Once you’ve finished your work on an existing investment property and are getting ready to retire your private loan, you’ll either keep the property or sell it. If you keep the property for a long term hold and monthly cash […]

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Jan 09

When Private Money Is the Perfect Solution

At some stage in your real estate investment career you’ll need the services of a private lender. It’s pretty much inevitable, especially if your portfolio consists of multiple non-owner occupied residential properties or your portfolio is just starting and you […]

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