Jan 04

How to Determine an Area’s Average Vacancy Rate

Vacancy rate: This term denotes the percentage of a year that a property will sit empty. It is a very important calculation to include in your numbers when you buy a rental property, but it is also an “average” number […]

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Dec 28

3 Ways to Make the Most on Your Flip

We frequently encounter investors who are not getting hot prices on their flips. Usually, this is directly linked to a few common misconceptions nearly every seller, investor or otherwise, is prone to when they are listing in a market with […]

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Dec 12

Types Of Hard Money Lenders

Are you aware that there are different types of hard money lenders? To begin with, the classification “hard money lender” can describe multiple types of lenders, and you need to know which type you’re dealing with before you borrow. Knowing […]

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Nov 28

Three Approaches To Real Estate Value

There are three methods real estate investors or analysts use to arrive at their opinion of value. One or more of these methods can be used in any given assessment. Typically, the primary method used will rely almost entirely on […]

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Nov 12

How to Calculate Net Operating Income

You can calculate net operating income (NOI) for your real estate investment by using the generally accepted net operating income formula, which is your potential rental income plus any additional property-related income minus vacancy losses minus total operating expenses. Keep […]

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Oct 18

CIVIC Sponsors Pitbull Conference 2018 in Austin, Texas

  Join CIVIC at Pitbull Conference 2018 in Austin, Texas Join CIVIC at the Pitbull Conference, the oldest and largest organization of its kind in the country: educating brokers, lenders, and investors as to the emerging opportunities that exist in […]

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Jun 26

Civic Financial Services Closes $190 Million Securitization

Greg Geiser, CEO and Founder of Wedgewood, listens to the closing call with the CIVIC and Wedgewood teams. Historic bond offering – believed to be largest securitization in history for private residential lending space – provokes industry shift via transparency […]

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Jun 25

Glassdoor Names William J. Tessar of CIVIC a Top CEO

Our employees are to thank today as William J. Tessar has been named a Top CEO by Glassdoor, according to the company’s most recent report.  Glassdoor®, one of the world’s largest job and recruiting sites, released its annual report highlighting […]

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May 23

Who Is CIVIC?

We thought we’d take a moment here at CIVIC and go into a little more detail of who we are, where we’re from and what our goals are. You’ve probably read up some on the About Us section on our […]

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