The CIVIC Difference

Common Sense Lending

We won’t make you jump through hoops to get access to financing. If your investment makes sense, we will finance it.

Relationship building

This is not just a transaction, we want to be your partner today and in the future. We are invested in your success.

Local control

We are a direct lender, underwrite our own files, and provide our own appraisals which makes our loan process transparent and fast.

Straight forward terms

We lend and you pay us back with interest only payments and a full balloon payment at the end of the term. That’s it.

CIVIC Financial Culture

Specialized Products. Straightforward Terms. Exceptional Service.

CIVIC specializes in the purchasing or refinancing of non-owner occupied residential properties. Civic provides Mortgage Brokers, Borrowers, Investors, and Real Estate Agents with funding for Investment property acquisition and refinancing. We use our own institutional capital to provide business purpose loans for clients that seek to:

  • Fix & Flip
  • Buy & Hold
  • Rate & Term
  • Cash Out Refinance
  • Bridge Financing
  • Wholesale Lending

With a specialized set of market competitive products, CIVIC makes possible the ability to acquire multiple properties and gives investors leverage over their cash position.

Our Locations

HQ - Manhattan Beach

2015 Manhattan Beach Blvd #106
Redondo Beach, CA 90278

Las Vegas

2320 Potosi St #110
Las Vegas, NV 89146

Orange County

2211 Michelson Dr #750
Irvine, CA 92612


4520 N 12th St #102
Phoenix, AZ 85014

Fort Lauderdale

100 SE 3rd Ave Floor 10
Fort Lauderdale, FL 33394


24025 Park Sorrento #260
Calabasas, CA 91302

San Francisco

655 Montgomery St
San Francisco, CA 94111


920 SW 6th Ave
Portland, OR 97204


600 Congress Ave
Austin, TX 78701


615 S College St Suite 08-137
Charlotte, NC 28202


550 Kirkland Way #404
Kirkland, WA 98033


1700 Lincoln St Unit 17-133
Denver, CO 80203

Our Affiliates

Loan Status