Civic Financial Services

Civic Financial Services Continues to Scale with Growing Correspondent Team

| Redondo Beach, CA | August 20, 2019 – Civic Financial Services, the industry-leading private money lender, announced today the addition of two mortgage industry experts to its correspondent team that launched in June 2019. Nancy Aplin has been named as West Coast Regional Sales Manager and Norma Navarro as Operations Manager, both joining the growing team of Zeenat Zonte, Director of Correspondent Lending.

“The timing of CIVIC’s correspondent channel launch is impeccable, as many clients are looking for an alternative to non-QM programs to help them grow and stay competitive in the ever-shifting marketplace,” states Zonte. “This allows them to diversify their offerings by adding business purpose, non-owner loan programs to create an additional stream of revenue,” she added.

The lender anticipates rapid growth of its correspondent channel as it continues to meet the heavy demands of new clients. With the new team trio collectively harboring over 60 years of mortgage experience, and Zonte bringing two decades of leadership and success from some of the industry’s best known companies, the company is poised for success.

Aplin brings to CIVIC over 20 years of experience in third party originations, previously working alongside Zonte at New Penn Financial and Ditech Financial where she managed relationships with mortgage brokers and bankers. Aplin will be primarily responsible for expanding and developing relationships with partners that will be the right fit for CIVIC’s correspondent products and services.

Navarro will be responsible for managing correspondent operations nationwide. She has been fully immersed in the mortgage industry for over 20 years, possessing deep knowledge of all aspects of the lending process. Having worked for Bank of America prior to joining CIVIC, Navarro has a diversified portfolio of experience including underwriting, project management and loan originating.

William J. Tessar, President of Civic Financial Services, adds, “Developing our correspondent channel was a year-long endeavor. We had the vision, and we were methodical in crafting this channel to ensure our clients were set up for success. Our focus in 2019 is to increase our reach on the West Coast, expanding to the Midwest and East Coast in 2020.”

To learn more about Civic Financial Services correspondent products and partnerships, visit You may also click here to view this release online.


CIVIC FINANCIAL SERVICES is a private money lender, specializing in the financing of non-owner occupied investment properties. CIVIC was created by its parent companies, Wedgewood and HMC Assets LLC, to serve investors who don’t fit traditional lending criteria. Wedgewood and HMC, two of the most respected names in residential real estate, provide CIVIC with unparalleled valuation expertise in the real estate vertical as well as access to low-cost capital. With these resources, CIVIC is able to keep all operations in-house so loans are managed more closely, quickly, and efficiently. For more information, please visit

Also Check Out: Join CIVIC at the 2019 Florida Realtors® Convention & Trade Expo

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