We lend, you lead.

CIVIC delivers fast, honest, simple lending for real estate investors. Whether you’re an experienced investor or a first-time borrower, we are here to help you break through traditional lending barriers to unleash ever-increasing success.

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Your Private Lending Partner

Our specialty is helping mortgage brokers, realtors, and investors purchase or refinance non-owner occupied residential properties. So if you’re looking for a respected private lender that offers streamlined services, quick closings, and aggressive rates, you’re in the right place.

Private Lending Products Mortgage Brokers

Mortgage Brokers

Make CIVIC your private funding source for your Non-Owner Occupied lending needs.

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Hard Money Loans Real Estate Agents

Real Estate Agents

When standard loan products don’t meet your client’s needs, CIVIC can help.

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Investor Hard Money Loans

Investors

Whenever you’re ready to invest in real estate, CIVIC is ready to help.

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Opportunity Unleashed

At CIVIC, you get flexibility and speed, not red tape and committees. Bottom line: if your strategy is sound and your property has potential, we’ll find a way to make your loan work—without the drama and without the runaround.

And you can take that to the bank.

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Dec 06

CIVIC CEO William J. Tessar Named 2018 Vanguard Winner

HousingWire has named William J. Tessar of Civic Financial Services a winner of the 2018 HousingWire Vanguard Award. The recognition for Tessar comes in response to his vital contributions to the growing company, as well as to the dynamic way […]

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Nov 28

Three Approaches To Real Estate Value

There are three methods real estate investors or analysts use to arrive at their opinion of value. One or more of these methods can be used in any given assessment. Typically, the primary method used will rely almost entirely on […]

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Nov 12

How to Calculate Net Operating Income

You can calculate net operating income (NOI) for your real estate investment by using the generally accepted net operating income formula, which is your potential rental income plus any additional property-related income minus vacancy losses minus total operating expenses. Keep […]

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