Loxahatchee, FL
Loan Amount $210,000
LTV 75%
Type Cash-Out
Term 1 yr
A 5 Bedroom, 3 Bathroom Single Family Residence Fix and Flip. The client is doing a cash-out refinance in order to complete the rehab of the subject property with a 6 month hold-back. The client is an experienced investor and has completed other rehab projects working with Civic. The plan is to pay off the loan through sale of the subject property.
Cutler Bay
Loan Amount $183750
LTV 75%
Type Rental
Term 4 yr
The client took out a loan from Civic to purchase the property with plans to hold on to it as a source of rental income. The client worked out an individualized long term plan with Civic, planning to refinance the property after the pre pay period has passed.
Miami, FL
Loan Amount $212,625
LTV 70%
Type Purchase
Term 1 yr
A 4 Bedroom, 2.5 Bath Single Family Residence. The client took out a loan from Civic to purchase this property at auction and plans to make minor repairs before selling the property at a significantly higher price. With Civic's ability to close quickly, this client was able to get the deal they wanted and plans to and make a profit by flipping the property!
Lehigh Acres, FL
Loan Amount $75,000
LTV 75%
Type Cash-Out
Term 1 yr
The client is a foreign national, an experienced investor, and a repeat borrower with Civic Financial Services. By doing a cash-out refinance on this multi-family rental property, the client was able to investment in other properties to expand their portfolio. The client plans to eventually pay off the loan through either the sale of the subject property.
Miami, FL
Loan Amount $135,000
LTV 75%
Type Purchase
Term 1 yr
A 5 Bedroom, 2 Bathroom Duplex. The client purchased the property as a gift of equity and plans to fix and flip the property while one of the units is being rented out. After using Civic's streamlined loan process to move the rehab process forward, the client will rent out an additional room to increase the property's income. The long-term plan is to sell the property to pay off the loan and generate a significant amount of income!
Beautiful Home in Tampa
Loan Amount $191,250
LTV 75%
Type Purchase
Term 2 yr
This was borrower's 1st investment purchase but had strong assets. He used Civic as purchase- bridge financing to rent out, gain the required FHA seasoning so he can then refi into a long term/stable product to pay Civic off.
Sacramento Rental Purchase
Loan Amount $260,000
LTV 80%
Type Rental purchase
Term 2 yr
This investor partnered with us for our streamlined & ultra fast services to quickly close a rental purchase in Sacramento, California.
Rental in Altadena
Loan Amount $694,000
LTV 65%
Type Rental / Hold
Term 1 yr
Well qualified borrower who needed a quick close on a LA County rental property. Borrower will refinance with conventional financing to pay us off. Civic was competing with another private money lender and won the deal.
Beautiful Property in Hawaii
Loan Amount $1,875,000
LTV 75%
Type Rental Hold
Term 2 yr
This investment property nets 550,000 per year. Our borrower with his keen Investor foresight sought out and found this Premier Hawaii Vacation Rental Property as Excellent SFR Vacation Premier Rental with bookings and deposits paid through 2017.
Old Victorian Multifamily Rental
Loan Amount $562,500
LTV 75%
Type Refinance
Term 2 yr
Our Borrower utilized the Civic Refinancing Program to expand his real estate portfolio with this Old Victorian Rental property
Florida Lake House Purchase
Loan Amount $367,500
LTV 75%
Type Purchase
Term 1 yr
Borrower quickly purchased the property that is in an upward trending market in high demand. Will do some cosmetic repair and sell for a profit within 6 months.
Coastal Condo Purchase
Loan Amount $1,418,333
LTV 75%
Type Purchase
Term 1 yr
Nestled on the beautiful shores of Santa Monica, this week's Funded Loan of the Week features a multi-level condominium that was purchased by an investor with plans to rehab and resell.
Georgia Property
Loan Amount 500,000
LTV 54%
Type Bridge
Term 1 yr
This Borrower was approved for a conventional home loan but due to lender restrictions they could not close on time. We were able to finance the Borrower with a rush closing in 10 days with out of state borrowers from California and Florida.
Fix & Flip in Florida
Loan Amount $131,250
LTV 75%
Type Fix & Flip
Term 1 yr
This Borrower is also a preferred agent for Wedgewood. He wanted an excellent value for a fix n flip, closed fast and was able to complete below budget.
Flippers Dream In San Jose, CA
Loan Amount $704,000
LTV 80%
Type Purchase
Term 1 yr
A great condition 3 bedroom single family residence. Client is a semi-new investor and used funds from last flip to help acquire property. Plan is to flip and resell in the Million dollar range.
2 San Diego Properties
Loan Amount $2,480,000
LTV 80%
Type Cash-Out/Refinance
Term 2 yr
Cash-out/refinance of 2 San Diego properties. 1 property was just recently rehabbed and was about to be listed for sale. The other property is a great cash flowing 4-unit rental property in a very desirable area, right on the water in San Diego. Very experienced and qualified investor that wanted to pull cash out of these properties in order to re-construct a deteriorating Sea Wall on one of the subject properties. We were able to provide all necessary funds for this substantial project.
Multi-Unit Properties In Phoenix, AZ
Loan Amount $440,000
LTV 80%
Type Refinance
Term 1 yr
Newly upgraded multi-unit cross collateral refinance. Both properties are duplexes; three of the four units are 2 bedroom 1 bath and one unit is 3 bedroom 1 bath. Client is an experienced investor with over twenty projects completed. Plan for these two properties was to rehab and hold as rentals. Since 75% of the units are vacant due to recent renovations client did not go conventional as program they are interested in requires 6 months of rental seasoning. Civic was used to pay off existing lien holders and provide cash out to invest in an out of state project.
Fix & Flip in Tierre Verde Florida
Loan Amount $719,250
LTV 75% / 88% CLTV (including rehab funds)
Type Rehab
Term 1 yr
This property was a prime candidate for our Fix & Flip program. The experienced investor needed to close FAST due to an expiring purchase contract--this deal closed in 10 days. The purchase price was $818,000 with $140,000 in rehab. Rehab financing was included in loan amount.  
Contemporary Condo in West Hollywood, CA
Loan Amount $311,350
LTV 65%
Type Purchase
Term 1 yr

The borrower did not have the credit history to obtain traditional financing for the above rental condo in West Hollywood, CA. As an asset based lender, Civic was able to provide acquisition financing based on the quality of the asset and the agreed upon loan terms.

Resort Living in Florida
Loan Amount $1,250,000
LTV 66%
Type Cash-Out/Refi
Term 1 yr
Civic was introduced to this investor at the Advantage Real Estate Forum in Boca Raton this past Fall.  Our 1-year cash-out refi loan included a $240,000 hold back of rehab funds which enabled the investor to execute a host of updates to the property.  Located in a beautiful equestrian community, the property is being prepped to sell during the height of this year's equestrian season.  Meanwhile, the investor has submitted a second deal to us with plans to rehab another high-value property.
Cash-Out Refi in Washington
Loan Amount $150,000
LTV 65%
Type Cash-Out Refi
Term 2 yr
The borrower had her eyes set on an REO property and needed cash to close before the expiration of the purchase contract.  Once she reached out to Civic, we were able to close in 10 business days.  Upon submitting her next deal, the borrower expressed her satisfaction with our way of business in a tough industry.
Multifamily B2R in Glendale, CA
Loan Amount $1,873,000
LTV 75%
Term 1 yr
This investor used our loan to purchase and rehab this Glendale Buy-to-Rent Multifamily building. Rehabbing the units both increased and stabilized rental rates, and the investor was then able to refinance into a conventional loan.
Purchase & Rehab Makes A Penthouse Suite
Loan Amount $268,660 and $500,500
LTV 82%
Term 1 yr
These two loans included the purchase of two units right next door to each other. We financed the acquisition and rehab of both. Tearing down the wall between them, the two units were combined into a luxurious penthouse suite.
Destination Wedding Property in Hawaii
Loan Amount $1,417,800
LTV 49%
Type Rate & Term
Term 4 yr
Located on the North Shore of Oahu, the Loulu Palm property sits on a long stretch of secluded beachfront and is offered as a location for destination weddings. The plantation style home, built in 1947, and its gardens are discreetly hidden from the main highway.  The investor in this property used Civic's loan to improve his rate and term as well as to free up cash to make property improvements.
Scottsdale B2R
Loan Amount $156,750
LTV 75%
Type Purchase
Term 4 yr
Investor purchased this Scottsdale, AZ unit with the intent to Buy-to-Rent.
Los Angeles
Loan Amount $435,000
LTV 75%
Type Cash Out
Term 4 yr
Investor Needed Cash to Buy More Property.
Beautiful SFR in Sarasota, FL
Loan Amount $3,600,000
LTV 63%
Type Rate & Term Refinance
Term 1 yr
This was our largest, single property funding to date! An absolutely beautiful home built by a major custom home builder in Sarasota.
Adelanto/Victorville/Apple Valley
Loan Amount $322,500
LTV 75%
Type Cash Out
Term 4 yr
3 Property Cross-Collateralization.
Laguna Beach
Loan Amount $1,600,000
LTV 80%
Type Purchase
Term 1 yr
80% LTV Fix and Flip Funded in 3.5 Days.
N. Palm Beach
Loan Amount $431,250
LTV 72%
Type Purchase
Term 4 yr
Spectacular Home and Tree Farm, single Family Home.
N. Richland Hills
Loan Amount $105,000
LTV 75%
Type Cash Out
Term 1 yr
First deal in Texas! Funded in 7 days.
Stunning Property in Newport Beach
Loan Amount $1,024,000
LTV 80%
Type Purchase
Term 1 yr
This deal highlights Civic's ability to fund up to 80% LTV in major metropolitan areas of California.  The property is a gorgeous Buy-to-Rent in Newport Beach with strong cash flow from two rental units:  A superb, Spanish-style SFR and impressive casita.

Past Deals: