Civic Financial Services has a short history, but a well-capitalized pedigree. Civic was established in 2014 by its parent companies, Wedgewood Inc. and HMC Assets LLC, to meet the needs of investors that did not fit within traditional lending criteria.

The Civic Difference

Common sense lending

We won’t make you jump through hoops to get access to financing. If your investment makes sense, we will finance it.

Relationship building

This is not just a transaction, we want to be your partner today and in the future. We are invested in your success.

Local control

We are a direct lender, underwrite our own files, and provide our own appraisals which makes our loan process transparent and fast.

Straight forward terms

We lend and you pay us back with interest only payments and a full balloon payment at the end of the term. That’s it.

Specialized Products.
Straightforward Terms.
Exceptional Service.

We’re a private money lender, specializing in the financing of non-owner occupied investment properties. Civic provides Mortgage Brokers, Borrowers, Investors and Real Estate Agents with funding for investment property acquisition and refinancing. We use our own institutional capital to provide business purpose loans for clients that seek to:

  • Fix & Flip
  • Buy & Hold
  • Rate & Term
  • Cash Out & Refinance
  • Bridge Financing
  • Wholesale Financing

With a specialized set of market competitive products, Civic makes possible the ability to acquire multiple properties and gives investors leverage over their cash position.

Meet our team
Home warranty service contracts.
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Providing property management for rental units.
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A real estate brokerage.
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Escrow services.
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A full-service, fixed-based operator.
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Charter air and aircraft rental service at Hawthorne Airport.
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Online mortgage shopping and technology company.
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Residential interior design and staging services.
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