Your Private Money Lending Partner

Our specialty is helping mortgage brokers, realtors, and investors purchase or refinance non-owner occupied residential properties. So if you’re looking for a respected lender that offers streamlined services, quick closings, and aggressive rates, you’re in the right place.

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At Civic Financial Services, we have access to institutional capital and control the lending process locally, which means fast answers and quick closings for your private money lending needs.

Think Outside the Bank

At Civic, you get flexibility and speed, not red tape and committees. Bottom line: if your strategy is sound and your property has potential, we’ll find a way to make your loan work—without the drama and without the runaround.
And you can take that to the bank.

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Program Highlights

Bridge, 1, 2 & 4 year
loan terms
Purchase, Refinance
and Cash Out
Occupied Only
Foreign National
Lending to Individuals,
LLC's, Corp's, & Trusts
Loan amounts up to
$5 Million
Interest only payments
Competitive rates
and fees
Fast Funding
Rehab Financing
Stated Income
No FICO Requirements