Your Private Money Lending Partner
Our specialty is helping mortgage brokers, realtors, and investors purchase or refinance non-owner occupied residential properties. So if you’re looking for a respected lender that offers streamlined services, quick closings, and aggressive rates, you’re in the right place.
Request a QuoteAt Civic Financial Services, we have access to institutional capital and control the lending process locally, which means fast answers and quick closings for your private money lending needs.
Mortgage Brokers 
Real Estate Agents 
Borrowers 
Think Outside the Bank
At Civic, you get flexibility and speed, not red tape and committees. Bottom line: if your strategy is sound and your property has potential, we’ll find a way to make your loan work—without the drama and without the runaround.
And you can take that to the bank.
Program Highlights
Bridge, 1, 2 & 4 year
loan terms
loan terms
Purchase, Refinance
and Cash Out
and Cash Out
Non-Owner
Occupied Only
Occupied Only
Foreign National
Program
Program
Lending to Individuals,
LLC's, Corp's, & Trusts
LLC's, Corp's, & Trusts
Loan amounts up to
$5 Million
$5 Million
Interest only payments
Competitive rates
and fees
and fees
Fast Funding
Rehab Financing
Stated Income
No FICO Requirements